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Interest Rates


Current SBA 504 Rates

November 2020  

Base Rate
10-Year 0.65% 2.23% 2.23%
20-Year 1.05% 2.36% 2.37%
25-Year 1.14% 2.40% 2.40%
* Please note that these rates do not include a slight increase in an SBA fee that became effective on October 1st that would increase the rates by about 20 basis points.  It should be properly reflected in the December rates.

Updated 11/9/20
Click here for historical rates


Small Business Lending Insider
Click here for the latest SEDA-COG Small Business Lending Insider.





SEDA-COG LDC is proud to be a part of NADCO's VetLoan Advantage Program, founded in cooperation with the U.S. Small Business Administration, to offer financial incentives to veterans who own businesses or are interested in small business ownership.

Click here for more information.