SEDA-COG provided T-M-T Contracting with a $451,500 SBA 504 loan to assist with the purchase of crushing equipment they were currently leasing. In addition to the SEDA-COG loan, financing for the purchase included M&T Bank and borrower’s equity.

T-M-T Gravel & Contracting, Inc. was incorporated in May of 2010. Quarry operations were in full swing by October of 2010. T-M-T now employs 15 full-time employees and has produced more than 1 million tons of crushed aggregate. T-M-T serves a variety of customers including residential, commercial, Marcellus gas industry, local municipalities and private contractors. T-M-T’s success can be attributed to employee dedication and a management team that strives to provide safe and productive operations to meet all of our customers’ requirements.

According to Charlton (Chuck) Dygert, President of T-M-T, “Working with M&T Bank and SEDA-COG shows us that these agencies are watching out for the tax payers’ dollars. Both staffs are highly professional and easy to work with. The financial and legal paperwork is extremely detailed and sometimes you think that it is overkill. However, in the end you can see why these documents are necessary.”

For more information on T-M-T Gravel & Contracting, give Chuck a call at (570) 537-2647 or visit their website at www.tmtgravel.com.